Atlanta Disability Insurance Plans

What You Need to Know about Atlanta Long-Term Disability Insurance Plans

1. Definition of a disability – you want a policy with the “own occupation” definition of a disability.
2. Waiting periods – this is the amount of time between when you become disabled and when you receive your first payment. Thirty, 60 and 90 day policies are most common.
3. Benefit periods – this is how long your disability company will pay you once you become disabled. One, two and five years are common; also, policies that last until age 65.

These are the main things to look out for when shopping for disability insurance in Atlanta. There are also a few key components to pricing when getting a disability policy:

1. Your occupation – the more dangerous the job, the more expensive the coverage.
2. Your age and health – have to be a fairly healthy individual to qualify for a disability policy. Also, the younger you are the less expensive the coverage.
3. Tobacco use – smokers will pay more for Atlanta disability insurance.

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Long-Term Disability Insurance Quote

Just complete the short Atlanta long-term disability insurance quote form below, and we'll present you with disability insurance plans that will fit your needs! An asterisk (*) denotes information required to process your long-term disability quote.